As a self-employed person, you are not able to join occupational pension schemes nor able to benefit from Automatic Enrolment.
Whilst you will still benefit from the basic State Pension, and the Flat Rate State Pension with effect from 6 April 2016, it is vitally important to consider personally funding an individual arrangement, so that in retirement the income you receive is better suited to meet your needs.
Expert and professional advice, which focuses on your requirements, is of paramount importance and will be the cornerstone of your pension arrangements. Recognising this, the St. James's Place approach to retirement planning is founded on four key principles:
Request contact from a St. James's Place Partner to find out more.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.