Mortgages

row of houses

Whether you are a first-time buyer, moving home or simply wishing to take advantage of a more competitive rate, it is important that you have the right mortgage in place.

We offer a comprehensive range of mortgages from across the marketplace to meet an array of needs and criteria: the employed and self-employed, Help-to-Buy, buy-to-let**, self-builds, holiday homes in the UK and abroad, expats and commercial.**

We also offer intergenerational mortgages for parents and grandparents wishing to help their children and grandchildren onto the property ladder.

 Find out more.

Your home or other property may be repossessed if you do not keep up repayments on your mortgage.

** Commercial and some buy to let mortgages are not regulated by the Financial Conduct Authority.


  1. new house buyers stood at door

    First Time Buyers

    At St. James's Place we have access to a range of mortgages* for first-time-buyers.

  2. keys

    Purchasing

    Whether you are looking to move up the property ladder, buy your ‘forever’ home or purchase a property to let, we are able to help you with a mortgage that best suits your needs.

  3. house plans

    Remortgaging

    Whatever your reason for remortgaging, we’re here to help you find the right solution.

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