Our distinctive approach to investment management
The St. James's Place Wealth Management Group recognises that no single investment house has a monopoly on investment expertise and therefore adopts an effective solution to this.
We do not employ in-house investment managers; instead we carefully select a number of external managers of outstanding ability to manage our range of funds.
This has a number of advantages:
- It gives us the freedom to select first-class managers from the global investment market to manage our funds on behalf of our clients
- It enables us to change any of these managers at short notice if we have lost confidence in them, without any charges, or tax, or inconvenience to our clients
- It offers our clients a real opportunity to diversify their investments by spreading their money across funds managed by different managers with different styles
The Investment Committee
The cornerstone of the St. James's Place approach is our Investment Committee, which ‘manages the fund managers’ on behalf of our clients. The role of the Investment Committee is to:
- Select some of the best investment managers
- Monitor those managers to ensure they remain focused
- Change managers if this becomes necessary
- Give clients diversification of risk by selecting managers with different investment styles
We believe our investment process provides our clients with the best chance to achieve superior returns over the medium to long term.
Find out more about the Investment Committee.
In carrying out their role, the Investment Committee is assisted by independent investment consultants Stamford Associates.
Stamford Associates plays an important role in the selection and monitoring of the managers. Stamford's only business is in advising large pensions funds – and us – on the selection of investment managers.
Find out more about Stamford Associates.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
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